Wait?
With all the hub-bub going around about the possibility of health care reform, many people are left wondering if they should buy health insurance now or wait to see what our congress may or may not pass as far as new legislation goes. No matter which side of that debate you are on, I think we can all agree there are a few things that could be better about our health care system. Here’s the real issue however; buy now or wait. Let’s take a very common sense approach to this question. First of all, if you are currently uninsured, you are taking a huge risk. I’m not saying that you should run out and buy the most expensive “Cadillac” health insurance plan on the market but for sure if you can afford to at least buy a catastrophic plan then we advise you to do so. First of all, if you do become seriously ill or find out you have a serious disease, then it may put you in such a financial burden that you could spend the rest of your life trying to dig your way out. If you are self employed, it could cost you everything. If our government did come to some kind of agreement and passed health care legislation and you just happened to be one of the thirty million uninsured they keep talking about helping, it will take years before they will be able to implement such an enormous change into our system. Think of it this way, even if they GAVE you free health insurance but it would take years to come into being…you wouldn’t want to risk your health now on what may or may not take place in the future. Health insurance policies are designed so that if you decide that you don’t want it anymore, you can cancel the insurance at any time so there’s really no reason to risk being uninsured. It’s like having a car and not having insurance on it. What if you hit a patch of ice and wrecked your car and it was a total loss? Without insurance, you would be out tens of thousands of dollars. Well, the same thing can happen in regards to health insurance. The biggest difference is that your body and health is much more important than any old car, right? If you need to find affordable health insurance, you can get free health insurance quotes at any one of our health insurance self-service websites. The information, plan comparisons and health insurance quotes are all free so there’s no reason not to check it out. You may be surprised at how easy it is to find the right health insurance policy and even purchase a health plan online. You don’t even need to speak to an agent unless you decide you need a little help.